Hillary Clinton and Elizabeth Warren want higher taxes on the rich, meaning the estate tax could be making a comeback. Steve and Sinclair have a Wall Street Journal report. Then Steve explains how annuities with income riders that can turn into death benefits actually work, and what you need to look out for.
A ten thousand dollar investment in a well-known dividend-paying stock back in 1962 could have turned into $486,943 dollars by 2012, plus $168,000 in dividends. This would have been due to continuous splits of the stock. At first glance, the share price had only moved up approximately a dollar share in that time, but the investor went from owning 176 shares to owning 6,288 shares, for an impressive gain and strong income. If those same dividends had been reinvested and compounded, however, the account may have grown to $1,700,000 dollars. Steve and Sinclair have the stats and facts, according to a New York Times financial writer! Then estate planning attorney Richard Dwornik joins the A-Team for the Q & A.
What steps should be taken to select only the most reliable and consistent dividend paying stocks? Hint: you won't find the truly top quality picks on any "Top 25" list. It is a painstaking process that involves 8 important criteria to arrive at value, optimal yield, and industry leadership. The IQ Wealth Black Diamond Dividend Portfolio consists only of dividend payers that have increased their dividends for at least ten years or longer. That means they increased their dividends in 2008 and 2009. CFP, MBA and Certified Investment Management Analyst Murray Titterington joins the A-Team in this session to delve into his methods and layers of discipline.
Once upon a time, dividend stock investing was the only way to invest in the stock market. Before the days of computers, automated trading systems, discount brokerages, and all the other technologies that have made stock investing accessible to almost everyone, stock prices just plain didn’t move very much. The 1950s to mid-1980s were flat and down much of the time, but dividend investors kept getting rich slow. Steve and Sinclair dig into what is most important about selecting dividend paying stocks--no matter what markets are doing. Then in the Q & A, angel investor Bobby Martin, author of the Hockey Stick Principles joins the A Team for insights into how small businesses turn the corner and experience exponential growth, IF, they get these things right.
The NASDAQ reached it's 2000 high in 2015 but is negative so far in 2016, as Apple and other big high-tech names continue to flounder. Steve and Sinclair have the Wall Street Journal report on what's happening why you need to be careful betting on some of the big names. Then Steve reveals three important factors you need to be armed with when selecting an annuity income rider, and which type of annuity can be effective for an IRA rollover. Learn how to determine the safety of an insurance company and why insurance companies have had a strong track record over the past century.
This is the year where 10,000 baby boomers per day become 70 and a half and start being required to withdraw significant money from their IRAs, measuring in the trillions. How will it affect markets this year and for years to come? Steve and Sinclair have the report. Then Steve explains how to get a legitimate ten, fifteen, or twenty percent bonus on your IRA without risk to principal.
Twenty years ago, a retired investor could retire on treasury bonds paying 7.5%. Today those same bonds are paying 1.8%. The Wall Street Journal points out that pension fund managers are being forced to take on more risk--at just the wrong time. In the past, the 7.5% bond rate was their fall back, but no longer. Bonds and bond funds are increasingly risky--if rates were to rise, losses can result.. Finra warns of the risk and Warren Buffett says bond funds should come with "a warning label". Meanwhile, pension plans have dumped bonds as a major holding and are taking on more risk. Steve and Sinclair have the Wall Street Journal review. In the Q & A, learn the basics of the new retirement income strategy referenced by researchers at MIT, Wharton, and the University of Toronto.
Some like it hot...Really Hot! Peppers have become big business for spice vendors, restaurant chains, and drug companies. Drug companies use capsaicin--the heat element in peppers causing a 500% increase in pepper sales. Each type of pepper has its own level of "heat." Steve and Sinclair have a Wall Street Journal report on who is profiting and who's tongues are burning. Then in the Q & A segment, CFP and Certified Investment Management Analyst Murray Titterington is here to talk about the IQ Wealth Black Diamond Dividend Strategy. Today we analyze Abbott Labs to see if it is a candidate for the portfolio, based on 7 important criteria.
Five years ago, the first baby boomers started hitting age 65. Fast forward to today: 10,000 baby boomers a day start turning 70 this year. This could mean that a lot of the money that has been holding up and supporting the markets for three decades will be coming out for income due to Required Minimum Distributions (RMDs). Will they put the money in the bank or put it back into the market? How will it affect stock prices over time? Steve and Sinclair review RMD rules outlined in the Wall Street Journal by an attorney who specializes in RMDs. Then, in the Q & A, Steve gives a consumer alert on annuity bonuses, death benefits, and income benefits--and what to look for and be careful about.
Have you ever wondered why a leveraged index fund offering two or three times the S & P 500 very rarely if ever pans out? There are three important reasons--all mathematical. Steve and Sinclair have the analysis from the experts you won't want to miss. Then, in the Q & A, Steve explains how to avoid losing control of your principal while securing the most income from an annuity. If you're considering an annuity you will want to know the key points to be looking out for.