Because fewer people are retiring with pensions, the demand for annuities is growing, and is likely to keep growing. Ten thousand Baby Boomers a day turn age 60 to age 75. Baby Boomers have embraced the common sense and logic that annuities provide—especially the NEXT GENERATION of retirement annuities which let YOU, the owner, share in market index increases without losses, while growing a permanent secure income like a pension at four or five times the income rate of a quality bond. Smart people are protecting themselves against the next crash and taking advantage of the index opportunity right now in the current crash. Today, we'll review just how Index Annuities works and how income riders work. Then Medicare Specialist Shelley Grandidge joins us. You don't want to miss today's show....MASTERING MONEY is on the air!!
Tough markets never last, but tough countries and tough companies do! There are the companies that weather the roughest economic storms because of the necessity of their products and services. They have dominant market shares. They strive to not only PAY a dividend every year, but also to GROW that dividend every year. And as the old saying goes, DIVIDENDS DON'T LIE!. Some companies were so tough, they kept paying their growing dividends during the 2008 crisis, and have outperformed the S & P over ten and twenty years. AND--They are paying those dividends NOW during the COVID 19 Crisis! Many of them are members of the Black Diamond Dividend portfolio. Today, Steve and I will "name names"--the list of companies CUTTING or eliminating dividends, and the list may shock you! Learn why the quality you'll find in he Black Diamond and Blue Diamond Portfolios is where you want to be! Don't miss today's show....MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio! After an update of the markets and today's breaking financial news stories, we'll take you to an exclusive broadcast of the Motley Fool Money Show--plus money-making and money-SAVING ideas from Steve you won't want to miss! -- MASTERING MONEY IS ON THE AIR!
Money is in constant motion. It changes hands furiously in today’s automated world. And, depending on the day, it's estimated that nearly two hundred trillion dollars worth of currency, stocks, bonds, real estate and commodities exist world wide. The value of those assets rise and fall based on supply and demand, sometimes over long periods and cycles and sometimes over much shorter periods--like when an unexpected pandemic occurs. The corona virus will be conquered by technology. But there is a much deeper mega-trend that could make or break your financial plan for retirement! Today, we'll review that megatrend in detail, and concrete steps to take in order to avert the impact on your retirement...don't miss it..... MASTERING MONEY is on the air!!!
Investing in bonds has evolved from one of the simplest and safest ways to invest retirement money, to a riskier, more complex and very low-yield option. When a ten year treasury bond paid six to eight percent back in the day, it was a no-brainer. Some retirees in fact, would leave the stock market completely once they turned sixty five and put ALL their investment money into bonds. Back then, a million in bonds paid you sixty to eighty million dollars a year in pure interest! Today, a ten year treasury bond doesn’t pay you six percent. ..It pays you POINT six percent (0.6%). That’s right…. Six tenths of a percent for a ten YEAR hold! That means tying up a million in bonds today will pay you only SIX THOUSAND dollars a YEAR--with your money tied up for a DECADE! Today we'll reveal why bond mutual funds could be one of the worst fixed income investments in America, and how to triple your income with less risk. An important show you don't want to miss...MASTERING MONEY is on the air!!!
Going back to 1980, the United States and the Global economies have experienced a crash about every ten years or so. Starting with he late 1970s-- the Carter years to Desert Storm in 1990, the 9-11 Recession, the 2009 Recessioin, and now the Corona Virus recession. The Corona Crash is being met full force by Congress and the Federal Reserve. The first $2.2 Trillion dollars in relief is only the beginning. We will likely see another $ 2 trillion dollar infrastructure bill on the table next. Many people wonder: will all this money coming out of thin air cause inflation. Today, we will explain exactly why it has almost zero chance of doing that. Then health insurance and medicare expert Shelley Grandidge joins us. A fact filled show you don't want to miss--MASTERING MONEY is on the air!!
The Corona Virus Relief Bill was designed as a $2.2 trillion dollar injection of capital into the markets to get money into the hands of every day Americans and small businesses that have been put out of work due to the government’s stay-at-home requirements. Today in the Market Intel segment, we’ll take a look at the most important tax updates that are relevant to retired investors and those nearing retirement--ESPECIALLY required minimum distribution rules--RMD'S. Then mortgage expert Mitch Boxberger will educate us on who qualifies for the suspension of their mortgage payments right now--and it might be YOU or someone you know! Don't miss today's show dedicated to important Corona Relief Bill measures and investment opportunities...MASTERING MONEY is on the air!!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio! After an update of the markets and today's breaking financial news stories, we'll take you to an exclusive broadcast of the Motley Fool Money Show--plus money-making and money-SAVING ideas from Steve you won't want to miss! -- MASTERING MONEY IS ON THE AIR!
While the stock market may dip due to the PSYCHOLOGICAL effects of a recession or unexpected event, there is a big difference between a dip and a crash. As an investor, you are wise to understand that difference. Unfortunately, scary headlines about BOTH often push skiddish investors to do the exact opposite of what they should do when a recession, a dip, or surprising event occurs. Rather than seeing OPPORTUNITY, like professional investors do, many investors panic, and end up selling high quality holdings at precisely the wrong time—destroying any chance of being successful over the long run. They climb back in later, after licking their wounds, and locking in losses. Today, we'll lay out the clear steps for protecting your retirement portfolio from the unexpected and setting yourself up to achieve long term goals. Then Medicare specialist Shelley Grandidge joins us for the Q & A. A timely show you don't want to miss MASTERING MONEY
Bull markets occur because more people buy near the TOP of a market than the bottom. Bear markets occur because more people SELL near the bottom than near the top. How can investors navigate volatile markets while remaining calm through all types of financial environments? How can they systematically increase their total returns? The key is to avoid emotional investing which leads to both euphoric and depressive behavior – which in turn can lead to poor decision-making. Today, you'll learn the secret to better financial decision making, and it couldn't come at a better time as we head into a period of both great risk and great opportunity. And, Fox Business Contributor Gary Kaltbaum joins us for analysis. Don't miss today's show--MASTERING MONEY is on the air!!