The markets are a getting shaky... So at your age...How much of your nest-egg-money should you really be keeping at risk in the stock market? Some of it? None of it? Half of it? or, ALL of it? It turns out that risk-rebalancing according to age can make your life more simple, keep your cash flow flowing, and keep your money growing over time!  Today we’ll discuss several rules for determining your proper level of risk, and how to go about building a plan that can weather any financial storm. Mastering Money is on the air!! 

Social security, as much as we might gripe about it, is still the financial foundation in retirement for well over 98% of all Americans, and probably… YOU, too!!   For most people, retirement income planning BEGINS with social security benefits as the main pillar….Which is why people worry about Social Security going broke! But should they really be worried?  ….Should YOU? Today on Mastering Money, we'll explore 5 Key Myths about Social Security, and 5 Key Realities. And whether or not Social Security will be there for you is on the list!  You don't want to miss today's show...MASTERING MONEY is on the air!

If you’re a stock market investor and your retirement is built around how well your stocks will perform, there is a very important question you need to get serious about. And, here’s the question: What rate of return should you expect to make on your retirement Investments over the next ten years?  There are trillions of dollars floating around with millions of investors buying and selling, and not one of them cares about you! In ten years, a lot can go right, but a LOT can go wrong. And you can bet Democrats would love to see a market crash heading into 2020! Today, we'll reveal what BlackRock and Vanguard analysts say you can expect from stocks in the next ten years.  A big show today you don't want to miss.... MASTERING MONEY is on the air!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of America’s most popular financial radio programs dedicated to the Stock Market, heard by millions of listeners—including Saturdays right here on Money Radio! After an update of the markets and today's breaking financial news stories, we'll take you to an exclusive broadcast of the Motley Fool Money Show--plus a whole lot more you SURELY won't want to miss! -- MASTERING MONEY IS ON THE AIR!

Government spending is out of control, as usual! It doesn't seem to change no matter who is president or who controls Congress. Meanwhile the national debt keeps rising! Sometimes we hear the phrase that China is going to “call” our  Debt “due and payable” and cause a recession here in the United States.  Is there any basis to that claim? And, is China really the biggest holder of our U.S. Treasury bonds? With a debt in the range of twenty-one trillion dollars, it is a good thing to know who the debt is owed to, don't you think? Well, on today's show we have the facts for you. Then, Steve will demonstrate how to lower your overall investment fees, lower your risk and safely raise your income!  ....MASTERING MONEY is on the air!

For Most people, retiring early typically means about age fifty five or sixty, rather than the traditional sixty five. But many millennials and Gen X'ers have a new target age:  They want to retire at forty. The younger generation’s radical solution is called “Financial Independence, Retire Early” and goes by the acronym FIRE. It has spawned an ecosystem of podcasts, blogs, books, conferences and informal discussion groups says the Wall Street Journal. One online forum dedicated to the FIRE concept, has more than 450,000 subscribers. Today, Steve and I will review the exclusive Wall Street Journal report, and then Steve will demonstrate how to avoid the Five Key Retirement Risks. You don't want to miss today's show...MASTERING MONEY is on the air!

So what does the flipping of the House to the minority party generally mean for the stock market over time? Data compiled by Fund-strat Global Advisors show the median stock market return since 1896  when the majority party retained control was 16.8 percent in the year after the election. What do the statistics say happens after the minority party takes over the House?  We'll review that and it may shock you. Steve will also review a strategy for benefiting from a falling market if and when it comes. Then Medicare and health insurance expert Shelley Grandidge joins us for the Q &A. A big show today you don't want to miss  MASTERING MONEY is on the air!!

There are approximately one hundred and thirty million Americans working full time in the U.S. right now--the most in U.S. history. Of that one hundred and thirty million people, the biggest percentage—ninety one percent-- work either for a large or small corporation. That means one hundred and eighteen million Americans work for either a large or a small corporation. Those workers are tax payers, paying into FICA and the IRS. Yet we often hear how evil corporations are from socialist democrats like Kamala Harris, Liz Warren, and Barack Obama.  But getting away from politics, what stimulates the economy better--tax cuts for individuals, or tax cuts for corporations who create jobs? We'll take a hard, logical look at it today as voters go to the polls...Don't miss it--MASTERING MONEY is on the air!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of America’s most popular financial radio programs dedicated to the Stock Market, heard by millions of listeners—including Saturdays right here on Money Radio! After an update of the markets and today's breaking financial news stories, we'll take you to an exclusive broadcast of the Motley Fool Money Show--plus a whole lot more you SURELY won't want to miss! -- MASTERING MONEY IS ON THE AIR!

One of the oldest fundamentals of investing is diversification.   It helps to offset the many risks we take when we invest capital. We all try to diversify. however, here's the problem:  when you diversify, it's true you could lose less, but you could also MAKE less! In fact, its almost guaranteed you will make less because those two-dollar-bets on the five horses that finish out-of-the-money dilute or even sink your gains on those that come in one, two, or three.  This is why bucketing your capital into distinct and separate financial buckets, each with its own task and time deadline is so effective. Today, Steve will demonstrate how to diversify your holdings-- with bucketing-- to increase your income, lower your risk, and grow your money over time. MASTERING MONEY is on the air!