Older Americans are selling off the stock market, slowly but relentlessly…. to junior generations. According to CNBC, Baby boomers own an outsized helping of the market and are constantly reducing it--due to RMDs and other factors. This is a process that is non-stop because 250,000 boomers turn 72 every ninety days. Analysts point out it will have an effect on supply and demand for equities in the short, medium, and long runs. Millennials, now the largest generation by population, lack the financial wherewithal to pick up the slack. How will this long term drain, expected to accelerate over the next five and ten years, affect your investments? What changes to your current financial plan might you make to make sure your retirement is not impacted? We'll lay out all the statistics, with some very timely strategy choices you'll want to know more about. Then Medicare specialist Shelley Grandidge joins us. Don't miss it....MASTERING MONEY is on the air!!!!
What's the smart way to allocate money in retirement? Should all of your money be in the stock market? After all, it is climbing nicely, and the experts say there are bullish factors ranging from the end of the pandemic, to a few more multi-trillion dollar stimulus packages on the way. But just because the market shows an uptrend, does that mean a person who's worked and saved for thirty years should keep all of their life savings with the Wizards of Wall Street? We all know how that story can end. Retirement should be a beginning, NOT an end. Financially speaking, it should be the time when you can finally relax. For most people, the goal is not to see how rich you can get -- it’s to see how GOOD you can feel about how your money is invested and in simply living life on your own terms—doing what you want to do, when you want to do it. And, that confidence needs to be based on knowledge and smart planning, not just wishing and hoping. Today, we'll review just how you go about that. Steve has some advice and numbers to share with you that you don't want to miss....MASTERING MONEY is on the air!!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
One of the simplest ways for companies to communicate financial well-being and shareholder value is to say "the dividend check is in the mail." Dividends, those cash distributions that many companies pay out regularly from their earnings to their stockholders, send a clear, powerful message about future prospects and performance. A company's willingness and ability to pay steady dividends over time – and better yet--its power to INCREASE them each year–goes a long way towards communicating its fundamental strength and sustainability to shareholders. Today, we'll reveal key methods of selecting winning dividend stocks to help you invest better. Then, insurance and Medicare expert Shelley Grandidge joins us for the Q & A. A power-packed show today that you don't want to miss....MASTERING MONEY is on the air!!!
One of the biggest beneficiaries of the COVID-19 pandemic has been the cloud computing industry. All sorts of companies in every category—not to mention individual users-- have been increasingly adopting cloud services for storing sensitive data. It’s a trend that can only get bigger.
Cloud storage has been a growing industry for some time, but the coronavirus really accelerated the trend in 2020 and 2021. As people work from home and do more of their shopping online, the demand for cloud services continues to grow. Individual stocks and ETFs that focus on companies providing cloud services did especially well in 2020. Their returns have varied, but double-digit and even tri ple-digit returns were seen last year. With cloud demand expected to remain strong, solid growth is already happening in 2021. Cloud computing saves big corporations and small businesses both money and time. Even in a recession, Cloud Computing is service that grows in demand. Today, we'll examine the Cloud Computing industry and the investments that might pay off in 2021 and beyond.... MASTERING MONEY is on the air!!!!
In case you haven't heard, there is a world-wide semi-conductor chip shortage going on that is affecting manufacturing, production, sales, and therefore profits in multiple industries right now. The automobile industry is one of those. It has become completely dependent on microchips, and the supply shortage is gumming up the works. The market is fickle enough--but this chip shortage is something that no one was really predicting a year ago. Carmakers have been slashing production. PlayStations are getting harder to find in stores. Even aluminum producers warn of a potential downturn ahead. All have one thing in common: an abrupt and cascading global shortage of semiconductors. Today, we'll bring you up to speed on exactly why it's happening, and how it may affect your investments. Then, health insurance and Medicare expert Shelley Grandidge joins us with details you won't find on any other radio show. A fascinating show for you today, so don't miss it...MASTERING MONEY is on the air!!!
There are thousands of INVESTMENTS--and hundreds of WAYS-- to invest your money. But we all know that not every way is the right way. Economies are fickle. Markets can take funny turns. They are both random and unpredictable. So if you can't predict the future, what do you do? Asset Allocation is the number one secret to a winning investment portfolio. You prepare yourself for the worst, while remaining in position to benefit from good news. Allocation is more important than choosing individual stocks. Having an appropriate asset mix of stocks, cash, fixed income, annuities, insurance, and real estate in your portfolio is the only way you can keep living the life you've always planned for in retirement. Today, we'll review the questions you need to ask yourself right now as the Biden agenda gets rolling and how to protect the nest egg you've worked so hard to build up. A very important show you DON"T want to miss...MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
TEASE
Most investors seek to reduce risk as they near retirement, so in theory, the investment known as a "Target Date" Fund seems like a fit. Every year you own the fund, the allocation changes from the stock side of the portfolio to the BOND side of the portfolio. Target date funds are at particular risk when markets are high and interest rates are low. It sets up the "double whammy"when the market reverses. TARGET-DATE FUNDS ARE appealing for investors who desire a one-stop retirement savings solution, but there are risks. The big question: do they fit into your plan as you transition from ACCUMULATING assets -- to SPENDING them in retirement? Should you hang on– or ditch your Target Date funds? If retirement is getting closer, now's the time to think about how, or IF, target date funds fit your investing strategy. Today, we'll do a deep dive into Target Date funds so that you can decide for yourself. An important and timely show you don't want to miss....MASTERING MONEY is on the air!!!