Daily IQ Retirement Brief 11/30/22
People who don’t like losing money in the stock market are often described as “risk-averse”. In reality, behavioral scientists say that you may not be RISK averse, but rather LOSS averse. There is a difference, and it matters when you are designing your financial plan. Las Vegas is loaded with people who are not risk averse. But all of them are LOSS averse. Today, we'll clearly define the difference and why you need to know it when determining HOW to allocate your investments for retirement, and it may SHOCK you! Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. An important show you don't want to miss....MASTERING MONEY is on the air!!
Daily IQ Retirement Brief 11/29/22
In times like these, when stock market outcomes are uncertain due to the unpredictable Federal Reserve’s stated goal of quelling inflation, and the Biden administration’s goal of giving money away to college students and illegal immigrants -- you don’t need to throw in the towel as an investor,…. but you DO need to change your investment strategy -- from mostly offense to mostly defense. Defensive stocks are value stocks that pay dividends. We'll explore a proven strategy and then talk about High Participation Rate annuities. A timely show you don't want to miss, MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Daily IQ Retirement Brief 11/28/22
Daily IQ Retirement Brief 11/25/22
Winning in retirement, at least financially, is a matter of priorities. Some folks want to double their money, regardless of the risk. They think “TALL” with their money. Others want to leave more for heirs. They also think “TALL” with their money. But a new type of retiree has emerged in recent years. They don’t seek untold wealth or making their kids rich, as much as they seek true financial independence for the rest of their lives. They want their “in-COME” to exceed their “out-GO” for as long as they live. That makes retiring on today's bonds an impossibility. With ten year treasury's yielding less than one percent, a new type of safe retirement asset paying significantly more income is needed. As a result of advanced annuity engineering the past five years , a NEXT GENERATION retirement annuity has emerged paying higher income with a high degree of safety. In addition-- it may benefit from market increases with no market losses and no cap. We'll explain in detail and then Medicare expert Shelley Grandidge joins us. A fact filled show you don't want to miss...MASTERING MONEY is on the air!!!
Daily IQ Retirement Brief 11/24/22
Do you know what a "High-Participation-Rate Index Annuity" is? Due to rising interest rates on long term treasury bonds insurance companies have increased their rates dramatically, while banks have not. Today's top annuities can pay income of 5% to 11% for life, depending on age and deferral period. For those not seeking income, but rather principal protected growth, we'll examine HIGH-PARTICIPATION-RATE Next Generation annuities on today's show-- an important show you don't want to miss...MASTERING MONEY is on the air!!