Because fewer people are retiring with pensions, the demand for annuities is growing, and is likely to KEEP growing. On an increasing basis, as reported in Kiplinger, more and more retirees are choosing to include ANNUITIES as all or part of their rollover to an IRA from their 401k, 403b, or other retirement plan. There are four different types of annuities, and all four kinds are allowed by the IRS to fund an IRA. There are NO TAXES due when you roll over 401(k) funds to an IRA annuity. Unfortunately, many investors in or near retirement find themselves in non-guaranteed bond funds paying less than two percent that cannot support income in retirement, and could lose value if interest rates rise. Worse yet, the stock market could fall at the same time interest rates rise, devastating a lifetime of saving. Today, we'll review three strategies to double your income and eliminate bond risk. Then, health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. A fact filled show you don't want to miss, MASTERING MONEY is on the air!!!