Did you know that there is only one time you should accept an optional early retirement offer, according to Matt Krantz writing for Money Magazine? In 2018, U.S. companies announced plans to cut 46,100 jobs due to voluntary severance, which includes buyouts and early retirement offers. This was up considerably from the much smaller 5,000 buyout offers and early retirements in 2017. Therefore, Krantz says don’t be surprised if you happen to get an early offer soon! But he warns there is only one time when you should accept the offer, and we will share that with you today--along with tips on how to build retirement wealth the SMART way! MASTERING MONEY is on the air!