Buying a home this summer or know someone who is? You might want to close prior to August 1, when a new batch of red tape arrives, courtesy of the Consumer Financial Protection Bureau. It could affect the length of time it takes to close by up to 10 days, lock expirations, and more. Steve and Sinclair review an update by Daniel Goldstein of MarketWatch. In the Q & A segment, Sinclair quizzes Steve on an annuity that offers a 20% bonus to the income and death benefit base.