Jun 16, 2022
Bonds are supposed to be the "plain vanilla", rock solid part of a person’s portfolio. As a person enters retirement, bonds have tended to play a bigger role. John Bogle, founder of Vanguard, always gave the advice to put “your age in bonds.” In other words, if you're 60, sixty percent in bonds, forty percent...
Jun 15, 2022
It seems everyone wants to do a Roth conversion—until it’s actually time to write checks to the IRS! Roth conversions sound appealing, but they don’t always make sense-- according to many CPAs-- especially the closer you get to age 70. That said, a Roth conversion can be a powerful tax planning technique. The...