Oct 24, 2019

Statistically, most of the serious accidents-- and even the deaths that occur on mountain climbing expeditions--happen NOT on the way UP, but on the way back down. Ask any mountain climbing expert, they'll tell you: Coming down is much more treacherous than going up. … And the higher the mountain the more dangerous...

Oct 23, 2019

Research reveals that most people think in terms of simple interest, or average annual return, rather than geometric compounded returns. Participants in studies showed a bias toward ignoring the effects of compounding over time. The reality is that the richest people in the world got rich, and continue to GET rich, not...

Oct 22, 2019

Everyone knows how Social Security works—the longer you wait to start the income, the higher your future and permanent income will be when you finally turn it on. Your future income rises mathematically by a factor of five-point two-five percent until full retirement age, then eight percent a year until age...

Oct 21, 2019

Have you been wondering why you are suddenly seeing “beefless” burgers at Burger King and other outlets? Well, it could be due to MARKETING research! Restaurants want to make money!  They are capitalist institutions. And, growing numbers of America’s population believe that we are experiencing accelerated...

Oct 18, 2019

Over seventeen trillion dollars worth of government bonds are now paying NEGATIVE interest rates. Those rates are driving U.S. rates down, with numerous negative consequences. The main one is that retirees who want to tone down the risk in their portfolio and focus on safety and secure income can no longer turn to...