Mar 31, 2021

One of the biggest questions married couples have about claiming Social Security is:  “When can the lower earning spouse claim fifty percent of the higher earning spouse’s income benefit?”  Another question: can the younger spouse begin benefits at age 62, and then switch to fifty percent of the higher earning...

Mar 29, 2021

Mar 26, 2021

When we hear about sudden, massive gains in speculative stocks like Tesla and GameStop or Bitcoin—the temptation is to feel like you somehow “missed out”.  But most investors of retirement age are not ready to put all their money into one or two stocks to try to make a killing. As an investor, you need to decide...

Mar 25, 2021

Because of the advances in annuity engineering over the past five years, the demand for a newer form of annuity has steadily risen. No longer an afterthought, specific types of annuities have taken center stage for smart investors looking to nail down preservation and income. Why? Because pensions are being phased out,...

Mar 24, 2021

Investment mistakes are very easy to make, even when you take a logical approach to the market. That said,  who among us is 100 percent logical all the time?   Most people in or near retirement would rather not spend hours a day studying market trends, money flows,  and reading detailed reports. That's why you offload...