Do you know the five secrets to happiness in retirement?  Five major factors were repeated most often in a  recent study of 1,400 retirees in 46 states.  This study, combined with the University of Michigan Health and Retirement Study found that money DOES buy happiness up to a certain point, but once that dollar number is hit, more money does not make you any happier! Here's a hint: the number is less than a million dollars but more than half a million. We'll reveal the exact number found in the study, plus the number one FACTOR leading to happiness, which is NOT money,  cited by eighty-one percent of all those surveyed.