Estate planning attorney and MBA Richard Dwornik is here to review case studies and answer key questions on living trust provisions that can sometimes be misinterpreted.
CFP and Certified Investment Management Analyst Murray Titterington is here to review the IQ Wealth Black Diamond Dividend Portfolio, featuring only stocks that have increased their dividends for ten to twenty-five years or longer!
Ever wondered what formula the Fed studies in order to determine what they will do about interest rates at their next meetings? It turns out they rely on a formula originated by a Swedish economist who died 90 years ago, called the "Natural Rate." Fed officials all agree on one thing--rates are probably stuck in low for quite a number of years ahead, and zero rates are not out of the question. Steve and Sinclair have the Wall Street Journal report. Then Steve explains why some new proprietary annuities have much lower fees with unique guaranteed long-term care benefits and the option of taking an indexed income for life that could do battle with inflation.
Gold has been one of the bright spots of the market in 2016 and is known as a "fear" commodity when currencies get volatile. The strong U.S. dollar has been the story in currencies for that past several years and the only game changer in markets has seemingly been whether or not the Fed tightens or loosens monetary policy. Suddenly, fears and uncertainty over "Brexit" which is the name for Great Britain exiting the European Union, are causing some to wonder if economic disruption will occur. Economists can't seem to agree. Gold could rise if currencies get crazy. Nationally known gold expert Nick Grovich joins the A-Team to discuss proven ways to protect your downside while staying in position for gain in the years ahead. He discusses which coins he believes a person should buy and those which you may want to sell right now.
Hillary Clinton and Elizabeth Warren want higher taxes on the rich, meaning the estate tax could be making a comeback. Steve and Sinclair have a Wall Street Journal report. Then Steve explains how annuities with income riders that can turn into death benefits actually work, and what you need to look out for.
A ten thousand dollar investment in a well-known dividend-paying stock back in 1962 could have turned into $486,943 dollars by 2012, plus $168,000 in dividends. This would have been due to continuous splits of the stock. At first glance, the share price had only moved up approximately a dollar share in that time, but the investor went from owning 176 shares to owning 6,288 shares, for an impressive gain and strong income. If those same dividends had been reinvested and compounded, however, the account may have grown to $1,700,000 dollars. Steve and Sinclair have the stats and facts, according to a New York Times financial writer! Then estate planning attorney Richard Dwornik joins the A-Team for the Q & A.
What steps should be taken to select only the most reliable and consistent dividend paying stocks? Hint: you won't find the truly top quality picks on any "Top 25" list. It is a painstaking process that involves 8 important criteria to arrive at value, optimal yield, and industry leadership. The IQ Wealth Black Diamond Dividend Portfolio consists only of dividend payers that have increased their dividends for at least ten years or longer. That means they increased their dividends in 2008 and 2009. CFP, MBA and Certified Investment Management Analyst Murray Titterington joins the A-Team in this session to delve into his methods and layers of discipline.
Once upon a time, dividend stock investing was the only way to invest in the stock market. Before the days of computers, automated trading systems, discount brokerages, and all the other technologies that have made stock investing accessible to almost everyone, stock prices just plain didn’t move very much. The 1950s to mid-1980s were flat and down much of the time, but dividend investors kept getting rich slow. Steve and Sinclair dig into what is most important about selecting dividend paying stocks--no matter what markets are doing. Then in the Q & A, angel investor Bobby Martin, author of the Hockey Stick Principles joins the A Team for insights into how small businesses turn the corner and experience exponential growth, IF, they get these things right.
The NASDAQ reached it's 2000 high in 2015 but is negative so far in 2016, as Apple and other big high-tech names continue to flounder. Steve and Sinclair have the Wall Street Journal report on what's happening why you need to be careful betting on some of the big names. Then Steve reveals three important factors you need to be armed with when selecting an annuity income rider, and which type of annuity can be effective for an IRA rollover. Learn how to determine the safety of an insurance company and why insurance companies have had a strong track record over the past century.