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Feb 23, 2023

When a bull market is raging, theories abound by advisors on how you can retire by withdrawing four or five percent of your "constantly" and "permanently" growing nest egg.  The promises are all based on past performance. The theory works…until it doesn’t. Here's why:  five percent of a million is $50,000 dollars,...


Feb 22, 2023

Daily IQ Retirement Brief 2/22/23


Feb 22, 2023

The threat of robots taking over a big chunk of American jobs is alive and well. In fact, metal fabrication and automobile manufacturing are key areas where it's already begun. We'll review another industry where its happening today --reported on by Bloomberg-- that may surprise you. Quite interesting. Then Medicare and...


Feb 21, 2023

Daily IQ Retirement Brief 2/21/23


Feb 21, 2023

The world has a plastic problem. U.S. households dispose of more than 35 million tons of plastic each year. Recycling? Its barely advanced. Even with millions of Americans dutifully rinsing containers and filling blue bins, just 5% of plastic is recycled, according to estimates from the U.S. Department of Energy....