The week after the flash crash, global economic fundamentals remain the same--China could head fifteen percent lower, the Fed is still in hold mode, emerging markets are submerging, and big economies are growing slower. Markets are volatile as we head into the fall, which means there is big trouble when everyone wants to sell at once. During the heavy decline last Monday, TD Ameritrade was so overwhelmed it was taking twenty minutes to log in. Schwab got shut down for nearly an hour. Vanguard had to put extra staff on to handle calls. The message? If you are retired or nearing retirement, most of your assets should be unaffected by daily market moves. Your serious money should be kept out of harms way for now. Nick Grovich gives interesting insights into the Gold market and its reactions. He explains that platinum's supply is so tight, it has to be specially ordered. In segment 4, Steve talks about how liquidity works with market makers on both stocks and bonds.