Researchers at Yale and MIT have completed Nobel Laureate research on potential retirement outcomes for today's retirees. The reason the picture is not pretty for many Baby Boomers, even those with million dollar portfolios, is just what you might expect: bond interest rates are too low to live on and relying on the stock market for income withdrawals simply is not mathematically sustainable. They point out you could need your money MOST when markets are down, causing accelerated depletion of your savings. Face it, stocks are not for income--but can anyone seriously consider retiring on a BOND paying less than one or two percent, with inflation headed to three or four percent one day? Coming up, we'll review a simple three step plan for getting your retirement income locked in so you can retire and STAY retired once and for all! ..an important show today you don't want to miss...MASTERING MONEY is on the air!!!