It’s hard to blame investors for trying to save on fees and expenses when they invest their hard earned money. After all, most of us have a natural desire to save money on almost everything we do. Therefore, no-load mutual funds and index ETFs sound like sensible places for our money. These mutual funds and ETFs have very low expenses and can be excellent tools when used in the proper way, for the proper purpose, in the right amounts, and at the right time of your life. However, we need to be careful to use the right tool for the right job. A scalpel is a precision tool that can help perform miracles in the right hands, but without the skill, the experience, the training, and the talent, it is just a sharp knife and can even be dangerous. Today we will demonstrate how low fee mutual funds and ETFs can end up costing you more than you ever thought in retirement. Learn to invest SMARTER. Don't miss today's show, MASTERING MONEY is on the air!!