Dave Ramsey’s crusade to help middle-income families get out of debt and retire without a mortgage is excellent. HOWEVER, most of his work is focused on getting TO retirement, with very little emphasis on how to invest for income and preservation AFTER retirement. While Dave deserves praise for his Baby Steps program to help young families get out of debt, a rising chorus of experienced financial planners and investment managers are expressing great concern about Dave Ramsey’s questionable advice for those who are ALREADY retired. Ramsey promotes front-loaded mutual funds which pay his referred advisors up to 5.75% upfront commissions right out of the investors principal! With the market all-time high's, many believe this advice is a disaster for retired investors. We'll reveal some details that may shock you! Then Steve has some very timely tips for building retirement wealth the SMART and SAFE way. Mastering Money is ON THE AIR!!