With the acquisition of Whole Foods, the battle between Amazon and Wal-Mart is truly ON!! While Amazon is a category-killing disruptor, it may be a mistake to count out Wal-Mart. Wal-Mart is by far the world’s largest retailer with 2.3 million employees serving 260 million consumers per week in 28 nations. Ninety percent of all Americans livewithin fifteen minutes of one of its stores. For Wal-Mart, the transition has begun to digital. For Amazon, the opposite. They want storefront, and local warehouse space. Today, we'll examine Wal-Mart's new business model--it may surprise you! Then Steve answers some tough questions on annuities that most people have, but can't seem to get a clear answer to! You don't want to miss it.