Have you ever wondered why a leveraged index fund offering two or three times the S & P 500 very rarely if ever pans out? There are three important reasons--all mathematical. Steve and Sinclair have the analysis from the experts you won't want to miss. Then, in the Q & A, Steve explains how to avoid losing control of your principal while securing the most income from an annuity. If you're considering an annuity you will want to know the key points to be looking out for.