As stocks continue to climb, some investors wonder when to jump out according to the Wall Street Journal. Many worry about being heavily invested in stocks-- during what appears to be the late stage of an economic cycle. Similarities are being drawn to 1999 and 2007. What happened next was not good for retired investors who did not make adjustments beforehand. The S&P 500 is on track for the BEST four-month start to the year in more than THREE decades, posting a 16% gain to within less than 30 points of a record! While the index’s surge has been a surprise to many investors, it is a justifiable concern to others. Today, we'll review an in-depth Wall Street Journal report on the market, and then how to build retirement wealth the SMART way. MASTERING MONEY is on the air!!