All investors are looking for the same thing: maximizing gains while minimizing losses. After the convincing fourth-quarter swoon in 2018, many investors gravitated to so-called smart beta funds in the hopes of sidestepping the next downturn, according to the Wall Street Journal. The S&P 500 has advanced 11% so far this year, but that hasn’t stopped investors from looking for a safer way to bet on stocks. In fact, the sudden rise may be what has investors nervous. A surge of new money has pushed inflows into these funds to record highs. Smart Beta funds are designed to take advantage of upswings while reducing some of the risks. Today, we'll discuss two of the biggest Smart Beta ETFs --then Steve will have several timely tips on building retirement wealth the SMART way. MASTERING MONEY is on the air!!!