When we hear about sudden, massive gains in speculative stocks like Tesla and GameStop or Bitcoin—the temptation is to feel like you somehow “missed out”. But most investors of retirement age are not ready to put all their money into one or two stocks to try to make a killing. As an investor, you need to decide what your priorities are, what your realistic goals are, and how much risk you're willing to take to achieve those goals. If you’ve already accumulated five hundred thousand to a million dollars or more, it’s likely that you're not ready to lay it ALL down on one stock in hopes that it doubles within ninety days. You're more likely to place an emphasis on PRESERVING what you’ve already made before you take big chances-- with big chunks of your money. In fact, the real reason you’ve accumulated money is that you’ve mostly avoided silly risks along the way. Instead, you kept your eyes on the prize: a comfortable retirement funded by diversified, solid investments that make sense. Today, we'll review a smart strategy for doing just that. Then medicare and health insurance specialist Shelley Grandidge joins us. This is a show you DON'T want to miss...MASTERING MONEY is on the air!!!