Have you ever wondered how life insurance companies remain profitable when markets crumble? Many companies have been in business over 100 years through every type of calamity! The simple answer is that life insurance companies do not invest their audited reserves in the stock market, or REITS or other risky assets! By statutory law, they invest conservatively and sequester important capital from the big risks being taken by mutual fund companies. There are multiple layers of regulation, auditing of financials, and consequences for not doing things properly. Some industries are regulated, but Life insurance companies are HYPER-regulated! Today, we'll investigate just how safe life insurance companies are and why more people are choosing to insure their retirement incomes. MASTERING MONEY is on the air!!