Because fewer people are retiring with pensions, the demand for annuities continues to grow, and is likely to keep growing. Ten thousand Baby Boomers a day turn age 60--and every age up to age 75. They need income to retire on, but bonds pay too little. Baby Boomers have embraced the common sense and logic that annuities provide—especially the NEXT GENERATION of retirement annuities which let YOU, the owner, share in market index increases without losses, while growing a permanent secure income like a pension at four or five times the income rate of a quality bond. Smart people are protecting themselves NOW against the next crash and getting in at just the right time. Today, we'll review just how Index Annuities work and how income riders work. Then Medicare Specialist Shelley Grandidge joins us. You don't want to miss today's show....MASTERING MONEY is on the air!!