With the end of the year approaching, it’s time for investors to get a real handle on just what is happening with the markets, focusing on FACTS rather than opinion. So, has a bear market begun, or are we just hitting a few speed bumps? According to Wall Street Data firm, FACTSET, as of Mid December 2018, there were 11,136 ratings from analysts on stocks in the S&P 500. Of these 11,136 ratings, 53.9% are ‘Buy’ ratings, 40.8% are ‘Hold’ ratings, and only 5.3% is ‘Sell’ ratings. That’s 93 percent positive or neutral. Is that the whole story? Not by a long shot. Today on Mastering Money we'll get into the details of the Factset report so that you can get a handle on where things are and where they're going. Don't miss it...MASTERING MONEY is on the air!