The most broad and sweeping change to Social Security in years was included in the new $80 billion Budget Bill. Married couples both over 66 years of age are not affected whatsoever IF they are using a restricted strategy now or by the deadline. But as of May 2, 2016 many of the advanced claiming strategies get axed for those not already using them. Find out the winners and losers and why you're not grandfathered on key strategies if you are 62 to 65. See what survived and what did not. Steve and Sinclair review national experts' insights in segment 2, CFP® Murray Titterington joins the A Team in the Q & A session to discuss further. Get smart on Social Security and get organized for 2016!