An annuity is a retirement account with air bags and a seat belt. Buyers invest a sum of money in a particular annuity, and in exchange, they’re guaranteed a steady monthly check for a set number of years, or for life. On an increasing basis, annuities are being used by retiring professionals to take the risk out of their nest egg. In years past, pensions were common. Today, it is more common NOT to have a pension. The satisfaction rate on annuities is actually far higher among investors than with mutual funds. So why do low-information newspaper and internet journalists knock annuities? Because they are LOW on information. Today, we'll fix that and we hope some uninformed journalists are listening in. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY IS ON THE AIR!!