It's an understatement to say that we have entered one of the most brutal election years in history. How will it affect the stock market and your 401k or IRA? Obviously, the Democrats would LOVE to see the stock market crash before next year's election. But let’s think about it and your personal investments--If a Democrat is elected, corporate interest rates are headed back up and that could bring down the stock market. All of the Democrat candidates, including the most moderate one—Joe Biden—want to RAISE corporate rates by at least fourteen percent. Today, we'll examine how the markets and your investments would be impacted by a Democrat victory and the return to a thirty five percent or forty percent tax rate, along with tips on building retirement wealth the SMART way.