It only makes sense-- the more RISK you take the more can go wrong! And the more money you keep earning between zero and two percent, the more you will fall backwards. The combination of low rates on safe money and high risk on growth money can be very bad for retirement. Not knowing where else to turn, some retirees turn to alternative investments--like REITs and private offerings. Today, we'll provide a checklist for determining whether or not you should invest in an alternative. Then commodity expert Terry Shveda with DECADIAN joins us for the Q & A. You've got questions, we've got answers! MASTERING MONEY is on the air!