CFP Harold Evensky is considered by many the "Father of Financial Planning" and the originator of bucket planning back in the early 1980s. For years, his buckets did not include annuities. At a recent advisor conference he announced he has changed his views, and that annuities are the "most important investment of the next ten years." Steve and Sinclair review his points for success. In the Q & A segment, Tom Sigrist, Senior Vice President and commercial loan officer with Berkadia, joins the A-Team.