Sinclair reviews the top five triggers for income tax audits as reported on Fox Business and the National Association for Enrolled Agents. CPA Nick Stefaniak joins the A Team for the Mastering Money Q and A in segment 3 discussing the home office and home equity loan tax deductions. Senior Loan Officer for AmeriFirst Financial, Michael Freeman. The company funded over $1 billion in mortgages in 2014. Michael brings us up to date on what's really happening in the mortgage world right now as rates creep upward. There are still some excellent programs at exceptional rates.