Is it possible to average an 8.43% return on your investments in retirement, withdrawing only 5% per year, and still run out of money in 20 to 22 years? It’s not only possible, but it happens more often than you think. In fact, a study by prominent CPA firm Ernst and Young reveals that due to low interest rates and high markets, today's affluent retirees are more at risk than ever of running out of money.It's true --even starting with a million dollars or two million dollars! The key culprit other than low bond rates is known as Sequence Risk. Today, we’ll show you how it can easily happen in your own portfolio, and Steve will show you precisely how to avoid it. MASTERING MONEY is on the air!
The Wall Street Journal reports that real estate is becoming a problem sector as interest rates rise. Publicly traded Real Estate Investment Trusts—know of course as REITS—are impacted negatively by rising rates. The big concern is that the higher rates go, the less money will stay in stocks as a whole, not just real estate stocks. Find out how many investors are at risk right now and don’t even know it!! Then Steve reviews the key building blocks of a sturdy financial plan--one that can grow your net worth steadily and pay you income forever. MASTERING MONEY is on the air!!
...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of America’s most popular financial radio programs dedicated to the Stock Market, heard by millions of listeners over the years—including Saturdays on Money Radio! After an update of the markets and financial news, you'll hear an exclusive broadcast of the Motley Fool Money Show that you don’t want to miss!!
Retirement books and websites like to say the you will only spend 70 percent or 80 percent as much as you did when you were working. Retirees today are finding out, however, its simply not true! Most people are spending more than ever in retirement—but what happens if their investments head south? Today we’ll show you how to put a plan together to always have more money coming in than going out, NO MATTER WHAT--and how to make the most of a 401k or IRA rollover--and make it last for thirty or forty years!. MASTERING MONEY is on the air!
When is the best time to retire—during a bull market or a BEAR market? Studies show that every one percent gain in the S & P increases the likelihood of those considering retirement to take the plunge and retire, by a factor of 2.5%. In other words, hard data shows that a person on the verge of retirement is 25% more likely to go ahead and retire if the S & P is up by 10%. If it is up by 20% the likelihood of deciding to retire rises by 50%. So, most people choose a bull market to retire into. Here’s the problem—retiring near the end of a bull market increases the risk of income failure in retirement-- dramatically! On today's show, we'll share data on just how risky it is to retire into an aging bull market, especially with these low interest rates. Steve will then explain how clients are retiring on a six figure income even if they don't have a million dollars. MASTERING MONEY IS IN THE AIR!!
Had you invested $100,000 in 1988 in the pharmaceutical company Johnson and Johnson, and chose not to reinvest dividends, you would have over four million dollars today. If you HAD reinvested your dividends, you would have over NINE million! And, if you decided to start spending those dividends this year, you would have over two hundred and fifty five thousand dollars coming to you in the next twelve months alone. All from a one hundred thousand dollar original investment, adding no other money. Today, we’ll show you how to put together a workable plan for financial independence to last a lifetime--even if the market crashes by 50%. MASTERING MONEY is on the air!
Biotech stocks were up big in 2017 and are the leading sector in 2018, up double digits! But do you know the difference between a biotech and a pharmaceutical company? And, do you know some of the top names in biotech stocks and ETFs? We’ll review what you need to know to tap into the remarkable profit potential in Biotechs. In the Q & A, Steve will review a methodical way to have more income in retirement without market risk or management fees, while continuing to grow your net worth! A big show today you don't want to miss---MASTERING MONEY is on the air!!
...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of America’s most popular radio programs dedicated to making money in the Stock Market. It's been heard by millions of listeners over the years across America--including right here on Money Radio, and now you can hear a special re-broadcast every Monday as part of MASTERING MONEY on Money Radio, presented by IQ Wealth! Get key insights on the week's top business and investing stories plus an inside look at stocks on Chris and Seth's radar...It's a power-packed show for you today that you don't want to miss...MASTERING MONEY is on the air!
There are a number of ways to approach managing investments in retirement... You can choose from growth strategies, value strategies, market timing strategies, technical trading, or simply put money in cash and wait for the next market crash—which is in itself a form of market timing. Intuitively, market timing seems the most sensible to the amateur investor. Its so simple—just get in the market when its going up, and then get out just before it starts going down. After all, what could be so hard about that? Well, we all know that kind of strategy is very difficult and doomed to fail! So, what is the secret to figuring out the best way to manage your money. Step one is to ask yourself whether you are an investor looking for systematic long term growth, a speculator, or a SAVER--not interested in losing a penny of your money! On today's show, we will help you get completely clear on the best way to manage your investments. MASTERING MONEY is on the air!!
One of the simplest ways for companies to communicate financial well-being and shareholder value is to say "the dividend check is in the mail." Of course today, dividends don’t get mailed—they simply get deposited into your brokerage account every quarter, giving you the choice to spend the cash for income or reinvest the dividend into more shares. But do you know the biggest mistake you can make when buying dividend stocks? Amateur investors who invest without a defined strategy are lured by a fool’s game known as a “dividend trap.” You can buy a high dividend stock today, and lose ten percent tomorrow! We’ll show you exactly how it works and how to avoid it. Then commodity expert Terry Shveda joins us to discuss how Tariffs and trade wars are affecting commodities. An interesting show today that you don't want to miss--MASTERING MONEY is on the air!