Dec 24, 2018

There are four things a company can do with the net profits it makes:  1)Reinvest back into the company  2) acquire other companies  3) buy back its own shares—or----4) pay dividends. Companies that pay dividends are typically known for being more disciplined about their balance sheets. Berkshire Hathaway, Warren...

Dec 21, 2018

Is it possible to average an 8.43% return on your investments in retirement, withdrawing only 5% per year, and still run out of money in 20 to 22 years?  It’s not only possible, but it also happens more often than you think!! In fact, a study by prominent CPA firm Ernst and Young reveals that due to low-interest rates...

Dec 20, 2018

There are roughly 100 million people in the U.S. today covered by defined-contribution plans such as 401(k)s, according to the Department of Labor. And each person has to figure out whether to participate in the plan and, if so, how much to save weekly or monthly. So here’s a question: When does it Make Sense to...

Dec 19, 2018

Secretly, we all want our investments to be “up” all the time so we can feel good, but in order to really grow wealth, buying more shares while markets are down is actually a better way to win with your investments.   All investors have one common goal in mind: to get the most return they possibly can, for the...

Dec 18, 2018

With the end of the year approaching, it’s time for investors to get a real handle on just what is happening with the markets, focusing on FACTS rather than opinion. So, has a bear market begun, or are we just hitting a few speed bumps?  According to Wall Street Data firm,  FACTSET, as of Mid December 2018, there were...