It’s only natural--most investors try to accumulate as much money as possible to alleviate the worry of running out of it one day. And why not? The more assets you have, the less you should worry, right? If only that were true! It turns out that most retirees worry about the possibility of running out of money on a regular basis. Even a good portion of the nation’s eleven million millionaire households worry about money frequently.
According to a 2015 study by TIAA-CREFF, “Fifty percent of investors with at least $250,000 in investable assets say their most important investment goal is to generate income in retirement, and only 41 percent say their top goal is to accumulate savings for retirement. After two fifty percent market crashes and government debt out of control, smart retirees know they can't rely completely on Wall Street to save them! There is simply too much risk! Today we'll explore why even bonds and real estate are at high risk as interest rates rise. You don't want to miss it! MASTERING MONEY is on the air!!
After an in-depth review of today's breaking news and market trends in segment one, we'll turn it over to former Ronald Reagan economist and syndicated talk show host LARRY KUDLOW in segments two and three! Today, Larry weighs in with high powered guests and unique insights on the the markets, politics, Donald Trump, Congress, the FBI and more!—MASTERING MONEY is on ON THE AIR!!
..When markets correct, it gets easier to remember that what goes up DOES come down one day... and that in the long run, the averages play out! ...So, what rate of return should you expect to make on your investments over the next ten years? History reveals that the higher a market goes in one ten year period, the lower the following ten year period will likely go. The experts at BlackRock--the largest mutual fund company in the world has published its projection of returns for the next ten years at a chilling 5.9% for U.S. stocks and only 3.1% for U.S. bonds. Vanguard, the largest brokerage in the world, expects six percent and three percent respectively. If it happens, is your financial plan prepared for lower returns for the next decade?" Today, you'll get the real facts and learn about real solutions! MASTERING MONEY is on the air!
…Planning a financial portfolio for retirement is much like building a custom home. To build a home, you start with a blueprint that details not only what your house will look like, but how the individual components will come together--starting with the Foundation.. To do it right, you must first know what your objectives are. You, and your designer work together to draw a plan that includes every room and every detail of each room until you have a full set of construction plans, plus a list of materials and resources needed to build the house in a timely manner. Today, we'll discuss how to build a financial plan for retirement that can weather all storms--and then CPA Nick Stefaniak joins us with Tax Tips on the New Tax Law. Mastering Money is on the air!!
Have you ever wondered how life insurance companies remain profitable when markets crumble? Many companies have been in business over 100 years through every type of calamity! The simple answer is that life insurance companies do not invest their audited reserves in the stock market, or REITS or other risky assets! By statutory law, they invest conservatively and sequester important capital from the big risks being taken by mutual fund companies. There are multiple layers of regulation, auditing of financials, and consequences for not doing things properly. Some industries are regulated, but Life insurance companies are HYPER-regulated! Today, we'll investigate just how safe life insurance companies are and why more people are choosing to insure their retirement incomes. MASTERING MONEY is on the air!!
In retirement, you really can't afford major market crashes-- have you wondered why more than two hundred billion dollars a year in new annuities are being acquired—many for 401k and IRA rollovers by professional engineers, teachers, doctors, accountants, business owners, and attorneys? Today we’ll explore which types of annuities pay the most, cost the least, protect your heirs, and protect your principal! Learn how to preserve what you've worked hard to accumulate, while staying in position to grow your principal and enjoy exceptional income for life!
After an in-depth review of today's breaking news and market trends in segment one, we'll turn it over to former Ronald Reagan economist and syndicated talk show hostLARRY KUDLOW in segments two and three! Today, Larry weighs in with high powered guests and unique insights on the the markets, politics, Donald Trump, Congress, the FBI and more!—MASTERING MONEY is on ON THE AIR!!
..What do you know about claiming your social security benefits? Have the rules changed so much they no longer apply to you? And how do you know what’s fact, or fiction? Should you really delay taking your benefits as long as possible? Is it possible you are better off claiming your benefits sooner? ...Or does it even matter … because YOU believe the system will go bankrupt anyway? Today on Mastering Money you'll get the facts that could save you thousands in lost benefits and taxes!! MASTERING MONEY is on the air!!
Are you a "striver", an "arriver", or a "thriver?" Due to the market’s rise, more 401ks than ever are hitting the one million dollar Level!! Fidelity now lists over 133,000 accounts with a million or more dollars--double from two years ago. Americans are ARRIVING--but will these investors find the formula for keeping their newfound money and end up THRIVING? The statistics say no. Many will not stay millionaires. We say 'yes', and will show you how to do it, step by step! MASTERING MONEY is on the air!